Learn about Living Benefits

 Critical illness insurance is a type of supplemental insurance that provides financial support if you are diagnosed with a serious illness. This coverage can help you manage the high costs associated with critical illnesses, such as cancer, heart attacks, or strokes.  Some critical illness insurance plans are designed by providing a lump-sum payment upon diagnosis, helping to cover medical expenses, lost income, and other related costs. 

  An illness is said to be terminal when medical procedure can cure it and the symptoms will eventually lead to death. Terminal illness is sometimes also called life-limiting illness. A critical illness may become a terminal illness if the patient does not get proper medical care during the initial stages of the disease.